Tool Box

Compare insurers
Insurer TD Insurance State Farm AI Brokers
Company type Insurance Company Insurance Company Insurance Broker
Types of Insurance Home, Auto, TravelHome, Auto, Condo, HealthHome, auto, life, liability, disability, travel insurance, estate planning.
Advantage Across Canada1st cheque in an hour. Knob & tube o.k if replaced within 30-60 days. Free gift as a Buyingblock client.Selection of many insurance companies.
What's Included
Replacement Value

Replacement Value

'Cash value of all the items you have lost. When you replace the item with a similar kind and quality within 180 days of the day it was destroyed, the insurance company will pay you what it cost you to replace the item.'

 		Yes Yes Yes
Loss of use

Loss of use

'Protects you in the event that your home is destroyed or damaged and you must seek other living arrangements while repairs are made. Loss of use coverage reimburses you for hotel, restaurant and other living expenses you may incur as a result of your home'

 		Yes Yes Yes
Temporary housing

Temporary housing

'Covers the cost of getting you a temporary living space that provides the same things you had at home (like a computer, phone service, etc.). Often consists of a hotel room.'

 		Yes Yes Yes
Property (Comprehensive)

Property (Comprehensive)

'A general term used to describe all types of home insurance. It includes homeowners, tenant and condo insurance.'

 		Yes Yes Yes
Identity theft

Identity theft

'Identity theft occurs when personal data (name, drivers license, social insurance number, bank account information) is unlawfully obtained and used for fraudulent or deceptive purposes, usually for financial gain.'

 		Yes Yes Yes
Mysterious Disappearance

Mysterious Disappearance

'When you can not remember the cause of loss. For example, you may not recall how and when an expensive watch was lost. Will your insurance company cover this?'

 		Yes no Yes
Sewer back-up coverage

Sewer back-up coverage

'Coverage for damages caused by the back up of sewers, septic tanks, eavestroughs or downspouts, you should purchase the Sewer back up option.'

 		Yes Yes Yes
Water Damage

Water Damage

'Coverage due to accidental leakage or overflow of water from refrigerating systems, plumbing, air conditioning, windows and skylights that results in the destruction of property an unforeseen happening.'

 		Yes
Damage from vehicle

Damage from vehicle

'Covers you in the case of a vehicle causing damage to your home.'

 		Yes Yes Yes
Additional costs due to bylaws

Additional costs due to bylaws

'Covers additional costs to reconstructions as a result of bylaws imposed by the municipality.'

 		Yes Yes Yes
Other