Questions linger whether economy is on rebound or are we in for a W shaped double recession.  As such, stock markets having a rocky ride of late and interest rates have dipped again.  Can now get a 5 year fixed rate mortgage around the 4% range and the variable/adjustable rate mortgage is as low as 1.7%, or prime minus .70%.  Discounts below prime are almost back to where those products were before credit crisis.  Special on a 4 yr. fixed term at 3.99% and preapproval 5 yr. fixed rate which can be held for 120 days is as low as 4.15%.   Rate hold on firm deals good for up to 90 days at 4.09%!