Some specials this week with one lender dropping the variable rate mortgage to 1.75!  That is prime minus .50%.  Three year term.  Fixed rates as low as 3.29% for three years and 3.64% for five years.  Bank of Canada met two weeks back suggesting prime rate staying low til at least mid year.   Great time to get into real estate market.  Contact Byingblock for more details.  Rate holds for up to 4 months.