Upon death, the insurance company will pay off the balance of your mortgage. This is really important if you are in a relationship as your surviving partner will not have to worry about making the mortgage payments. Also, if the home goes into an estate, there will be less urgency to decide on what to [...]

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The Ontario Home Energy Savings Program is an energy conservation program from the Government of Ontario. A Home Energy Audit shows you how your home uses energy and where it is being leaked. It identifies improvements you can make to your home’s heating, cooling, hot water heating and other energy uses that could result in [...]

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From Toronto Life.com: Regent Park is in transition: the recently razed public housing blocks will be rebuilt over the next 12 years, resulting in lofts (Vinegar Company at River and Queen), apartments, townhouses (East Village Towns at River and Shuter) and low-cost housing (at Dundas and Sackville) to suit multiple income brackets. If [...]

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Fixed rate special as low as 3.69% on 5 year fixed for deals closing by May 29th. As well, Bank of Canada today lowered prime rate again stating economy is worse than expected. BMO has followed suit this a.m. suggesting other lenders likely to follow. So variable and adjustable rate mortgages to decline next month. [...]

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Some questions to ask a prospective realtor: How long have you been in real estate? Are you a full-time buyer’s agent? Are you familiar with the area in which we want to look? How many home sales did you participate in last year? What is the average sold price of the homes you sold last [...]

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1. An understanding of your needs. 2. A willingness to work with you until your needs are fulfilled. 3. Professionalism. 4. A familiarity with the neighborhoods you like. 5. Experience with the price range in which you have an interest. 6. Professional designations. 7. Strong references from previous buyers.

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