Buyingblock.com is hosting a number of home buying seminars this Spring. The seminars focus on the buying process and specifically what you need to do to save time and money. In April, there are 2 seminars scheduled: one for teachers and one for those interested in co-buying with friends at the Spoke Club. If interested, [...]

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What does it mean? It means combining the PST and GST to make collection of sales taxes much easier and more efficient. We are all for that. There is, however, a problem - for goods and services that are currently not charged both PST and GST, they will be when the harmonized sales tax is [...]

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In addition to the $1,350 Home Renovation Credit offered by the Federal Government, Home Depot is offering 10% rebate on eligible purchases between $1,000 and $10,000 between now and April 12th. A couple of conditions: 1. you need to use your Home Depot credit card, 2. you get the 10% back by way of a [...]

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4.07 - 5 Year Fixed Mortgage Rate.
3.15 - 5 Year Variable Mortgage Rate.
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SMALL is the next BIG. Excerpt courtesy of Toronto Life.
“It’s almost like small, well fit, is the new big,” says Bill Mockler, a partner at Drawing Room Architect Inc., one of the firms favoured by the top end of the market. He’s completed 10 pint-sized houses, mostly in Forest Hill and Rosedale, in the past [...]

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Many mortgage holders are enquiring about renegotiating their mortgage. They are motivated by low mortgage rates compared with their existing rate. To re-negotiate, a mortgage holder will be required to pay an IRD (Interest Rate Differential) to their bank. The IRD is calculated on the remaining term of the mortgage using the mortgage holder’s [...]

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