Tips and Trick for Toronto first time Home Buyers With interesting stories and helpful tips from the trenches.
Tips and Trick for Toronto first time Home Buyers header image 4

Entries from April 2008

Space + Dirt

April 30th, 2008 · No Comments

In April of 2007 Ani visited the house that I grew up in for the first time. Umi was in her belly: she was drinking lots of milk at that time.

I think Ani mentioned the idea of living in a metropolis > space is a huge commodity. We trade space for choices- I was used [...]

[Read more →]

Tags: General · Justin and Ani · Real People

Details on Bundle

April 29th, 2008 · 11 Comments

Buyingblock.com is pleased to offer bundling. Here’s how it works: Use one of our real estate agents and get a Buyingblock.com mortgage and you save: � $500 cash or .05% off mortgage rate (e.g. 3.35% versus 3.40%) � $50 off legal bill � $50 off home inspection � $50 off home insurance premium [...]

[Read more →]

Tags: General

Clarity to legal fees

April 21st, 2008 · No Comments

Here is the breakdown of what you should be paying for legal fees:
Lawyer’s fees including title insurance ($350) - $1,199.00 + GST.
Mortgage registration - $70.50 including GST.
Registration of transfer of ownership - $70.50 including GST.
Land transfer tax application - some lawyer charge for this … typically around $75.
The most you should have to pay for [...]

[Read more →]

Tags: General · Real Estate

1st Time Home Buyers - Land Transfer Taxes confusing???

April 21st, 2008 · 1 Comment

With now two land transfer taxes, it can be confusing for home buyers. For the first time home buyer, you need to be prepared to have the money for both taxes, the provincial and the Toronto municipal, at closing. As a first time home buyer, you get a $2k rebate on the provincial tax and [...]

[Read more →]

Tags: General · Real Estate

Another Success!

April 18th, 2008 · No Comments

Last night we hosted our second Home Buyers’ Seminar and it turned out fantastic yet again! Not to mention the location was at a bar/lounge which is just genius. People were having some drinks, socializing and just having a grand ol’ time. Thanks to all who came out!
We’ve done quite a bit [...]

[Read more →]

Tags: General

Saturday Rules!

April 17th, 2008 · No Comments

We really love saturday because we all go out to get breakfast. During the week, I normally stay at home while Justin goes to work, so, is the first day of the week that we spend some happy time together. Usually we go somewhere around Downtown. Queen West, College, Augusta, Palmerston, We LOVE those parts [...]

[Read more →]

Tags: General · Justin and Ani · Real People

The importance of a pre-approval

April 11th, 2008 · No Comments

The first rule for anybody wanting to buy is to get pre-approved. Many make the mistake of looking for a house before they know what they can afford.
So, what exactly is a pre-approval?
It’s the first step in the home buying process where the applicant will submit an application (name, employer [...]

[Read more →]

Tags: General · Mortgages · Real Estate

Buyingblock.com on Global!

April 9th, 2008 · No Comments

Hope you all checked us out on Global News!  It aired Friday, April 4th, and yes I am aware that it has been a full five days before I uploaded the video.  I blame it all on my lack of uploading video skills, but alas, I’ve figured out the thing.  For those of you who missed it, [...]

[Read more →]

Tags: General

Justin and Ani (and Umi)

April 8th, 2008 · No Comments

This is probably the first photo i took of Justin with my Lomo camera when we met in Vancouver… it has been one year since we came to Toronto looking for a better life for us and for our daughter that was on her way back then… we had stored this roll of film away [...]

[Read more →]

Tags: General · Justin and Ani · Real People

Help! My drain is backing up into my basement!

April 2nd, 2008 · No Comments

Some of you may know this scenario all too well. Your drain is blocked up and now water’s backing up into your basement. Most of you would probably call a plumber asap and a few of you may even attempt to fix this problem on your own, perhaps with the help of your father or [...]

[Read more →]

Tags: General